Who We Are
US Lending is a free online loan-matching service based in the United States. Since 2024 we have helped everyday Americans find personal loans, debt-relief options, credit-repair services, and mortgage quotes by connecting them with a network of trusted, vetted lenders and financial partners.
US Lending is not a lender. We do not make loans, set rates, or make credit decisions. Instead, we take the basic details you provide and match you with partners who may be able to help, so you can compare options in one place without filling out the same form over and over.
What We Do
Our goal is to make finding the right financial product faster and less stressful. When you submit a request through our site, we review the information you share and route it to lenders and service providers in our network whose offerings fit your situation. There is never a fee to use US Lending, and requesting a match does not obligate you to accept any offer.
- Personal loans — short-term and installment financing from participating lenders.
- Debt relief — connections to settlement and consolidation partners for unsecured debt.
- Credit repair — referrals to services that help review and dispute credit-report items.
- Mortgage quotes — matches with lenders offering home-purchase and refinance options.
How Our Process Works
You choose the type of help you need and answer a few quick questions. We never ask for your Social Security number, bank account numbers, or any payment to get matched, and submitting a request does not trigger a hard credit pull. Your information is passed only to the partners best suited to your request so they can follow up with real options.
How We Protect Your Information
We take privacy and compliance seriously. US Lending operates in line with the Telephone Consumer Protection Act (TCPA), A2P 10DLC messaging rules, and the California Consumer Privacy Act (CCPA). You control how we contact you, you can opt out of SMS at any time by replying STOP, and California residents can request that we not sell their information. For full details, see our Privacy Policy, Terms of Service, and Do Not Sell My Information pages.
Why People Choose US Lending
- Free to use — you never pay us to get matched.
- No hard credit pull — checking your options will not affect your credit score.
- One request, multiple partners — compare options without repeating yourself.
- No pressure — you decide whether to move forward with any offer.
Get in Touch
Questions about your request or how we work? Email us at support@uslending.online or visit our Contact page. You can also review our Disclaimer to understand the limits of our service.